Maryland offers a number of programs designed to support home ownership and to ensure the availability of affordable housing. The Maryland Department of Housing and Community Development facilitates a number of these programs, in addition to the U.S. Department of Veterans Affairs which provides services under the U.S. VA Health Care System. Programs exist to help low income citizens pay heating bills and make energy costs more affordable. The Maryland Department of Human Resources offers a number of homeless and home ownership programs through local Departments of Social Services, as well as food assistance through a variety of collaborative partnerships.
MD Housing Search
MDHousingSearch.org is a free resource for finding and listing rental housing anywhere in Maryland. From the site, tenants can search for rental properties by geographical area, cost of rent, number of bedrooms/baths, and whether the property accepts housing choice vouchers.
Visit MDHousingSearch.org for more information and to search for a property.
Department of Housing and Community Development Programs
The Maryland Department of Housing and Community Development (DHCD) works to enhance the quality of life for Maryland residents. The Department operates and supports a number of programs designed to facilitate home ownership and buying a home. For example, the CDA Maryland Mortgage Program provides low interest mortgage loans to eligible home buyers with low to moderate income households through private lending institutions throughout the state. The Down Payment and Settlement Expense Loan Program (DSELP), also a DHCD program, is used in conjunction with the Maryland Mortgage Program that offers 0% deferred loans for down payment and settlement costs to low- and moderate- income homebuyers.
In addition, DHCD operates programs to rehabilitate homes and make them more energy efficient. For example, the Maryland Housing Rehabilitation Program- Single Family (MHRP-SF) preserves and improves single family properties and one-to-four unit rental properties. MHRP-SF is a program designed to bring properties up to applicable building codes and standards. The Weatherization Assistance Program (WAP), operated by the Department of Housing and Community Development’s Housing and Building Energy Programs section, helps eligible low income households with the installation of energy conservation materials in their dwelling units.
Visit the DHCD website for more information on these and other programs.
Department of Human Resources- Homelessness Prevention Programs
Several programs exist to address the needs of Maryland’s homeless population and those in danger of becoming homeless. However, DHR does not provide direct services to individuals seeking shelter. The following services are administered by DHR through our local departments of social services. To access any of the following programs or services, please contact your local department of social services.
- Homelessness Prevention Program (HPP): HPP provides non-monetary assistance to households with a pending eviction, and in some jurisdictions, support counselors who work with tenants and landlords to prevent evictions. By providing short-term mediation or linkage to resources, the program helps families and individuals who are at risk for eviction to stay in their rental homes.
- Housing Counselor Program (HCP): HCP operates in five jurisdictions and assists low income families who are homeless, or in imminent danger of becoming homeless to locate, secure, and maintain permanent housing. Counselors help these families establish adequate credit references and to apply for subsidized housing. The counselors also help access local public and private resources for the first and last month’s rent, security deposits, utility payments, or donations of furniture. The five jurisdictions served are: Baltimore County, Harford County, Montgomery County, Washington County, and Baltimore City.
- Service-Linked Housing Program (SLH): SLH provides funds in thirteen jurisdictions to link low-income residents to community services. SLH stabilizes households that are in precarious situations, thereby avoiding episodes of homelessness. Advocates help link residents to health services, education, job training, employment, addiction treatment, and other counseling. The jurisdictions served are: Baltimore County, Prince George’s County, Anne Arundel County, Allegany County, Caroline County, Carroll County, Frederick County, Garrett County, Harford County, Howard County, Montgomery County, Washington County, and Baltimore City.
- Emergency and Transitional Housing and Services Program (ETHS): ETHS provides state funding for emergency and transitional shelters for people who are homeless. ETHS funds shelter beds and support services such as limited rent assistance, food, transportation, and case management. ETHS is administered locally with significant involvement of local homelessness agencies in each jurisdiction.
- Homeless Women – Crisis Shelter Home Program (HW-CS): HW-CS HW-CS Home Program provides shelter, room and board, counseling, and referral services to homeless women and children. The shelters offer a 24-hour crisis hotline in addition to safe accommodations and meals. Other services include direct resource referral for housing, physical and mental health care, education, training, employment services, and case management. This program is located in Baltimore City, Anne Arundel, Baltimore, Calvert, Carroll, Cecil, Garrett Harford, Montgomery, Prince George’s, Somerset, St. Mary’s, Wicomico and Worcester Counties
To apply contact your local Department of Social Services.
Source: Maryland Department of Human Resources
U.S. Department of Veterans Affairs Services for Homeless Veterans
The U.S. Department of Veterans Affairs offers a number of services to homeless veterans. The Department provides opportunities to return to employment, safe housing, health care and mental health services. In addition the U.S. VA operates a 24/7 hotline for homeless veterans or those concerned about a homeless veteran to call for support.
The U.S. VA National Homeless Call Center provider free, 24/7 access to trained counselors for local resources and assistance for homeless veterans and for individuals at risk of homelessness. To speak with a counselor call 877-4AID-VET (877-424-3838).
Visit the U.S. VA Services for Homeless Veterans website for more information.
U.S. Department of Veterans Affairs: Healthcare for Homeless Veterans Program (HCHV)
Many HCHV programs serve as the hub for a myriad of housing and other services which provide the U.S. VA a way to outreach and assist homeless veterans by offering them entry to U.S. VA care.
The central goal is to reduce homelessness among veterans by conducting outreach to those who are the most vulnerable and are not currently receiving services and engaging them in treatment and rehabilitative programs.
Baltimore Annex-Health Care for Homeless Veterans
209 W. Fayette Street
Baltimore MD 21201
Craig Cook, Program Coordinator
Perry Point-Health Care for Homeless Veterans
VAMC Domiciliary Care Program
Circle Drive- Building 1H
Perry Point MD 21902
Martinsburg, W.VAMC- Health Care for Homeless Veterans
Grant Per Diem Program
Charles Town Road (Route 9)
Martinsburg WV 25401-98
Washington, D.C. VAMC- Health Care for Homeless Veterans
VA Medical Center
50 Irving Steet, NW
Washington DC 20422
Source: U.S. Department of Veterans Affairs
Supportive Services for Veterans and their Families (SSVF)
Under the SSVF program, eligible veteran families are assisted case management, and assistance in obtaining VA and other benefits, which may include health care benefits, daily living services, personal financial planning services, transportation, fiduciary and payee services, legal services, child care services, and housing counseling.
In addition, veteran families may also be assisted with time-limited payments to third parties (e.g., landlords, utility companies, moving companies, and licensed child care providers) if these payments help veteran families stay in or acquire permanent housing on a sustainable basis.
Six organizations in Maryland received grants to support veteran families in 2013. Listed below are the organizations, the counties they serve, and their contact information.
- Alliance, Inc. (serving Baltimore, Howard, Harford, Cecil, Carroll, Anne Arundel, Frederick, Kent, Queen Anne’s, Washington, Talbot, and Baltimore City) 410-282-5900, ext.3333
- Three Oaks Homeless Shelter (serving St. Marys, Charles, and Calvert) 301-863-9535
- Project PLASE, Inc. (serving Baltimore City and Baltimore County) 410-837-1400, Ext. 111 or Ext. 123
- New Vision House of Hope (serving Baltimore City) 443-838-2670
- Diakonia (serving Somerset, Wicomico, and Worchester) 410-213-0923
- St. James AME Church-Zion House (serving Caroline, Talbot, Queen Annes, Kent, Dorchester, Wicomico, Worchester, and Somerset) 410-742-1427
- Housing Counseling Services (serving Montgomery, Prince George’s) 202-667-7006, Ext. 129 or Ext. 218
- Friendship Place (serving Montgomery, Prince George’s, Frederick) 202-658-9599
- United States Veterans Initiative (serving Prince George’s, Montgomery) 202-573-2790
- Operation Renewed Hope (serving Prince George’s, Montgomery) 703-887-8117
Source: United States Department of Veterans Affairs
National Resource Directory: Homeless Veteran Support
The National Resource Directory contains a comprehensive listing of resources to connect wounded warriors, service members, veterans, their families and caregivers who support them.
Visit The National Resource Directory to find homeless resources in Maryland.
National Coalition for Homeless Veterans (NCHV)
The National Coalition for Homeless Veterans (NCHV) is a resource and technical assistance center for a national network of community-based service providers and local, state and federal agencies that provide emergency and supportive housing, food, health services, job training and placement assistance, legal aid and case management support for hundreds of thousands of homeless veterans each year.
Visit the National Coalition for Homeless Veterans website for homeless veteran resources in Maryland.
To speak with someone at the NCHV call 1-800-VET-HELP (1-800-838-4357)
Department of Human Resources- Emergency Assistance to Families with Children (EAFC)
Emergency Assistance to Families with Children (EAFC) provides emergency cash assistance to families who need emergency help paying rent or utilities. These funds are available through the local department once per year when funds are available.
- DSS staff reviews each family situation to determine who is eligible.
- Families must have one or more children under 21 living with them.
- Families must present proof that they are behind on rent and have been/will be evicted.
- Families must present notice from utility companies that services have been/will be cut off.
For more information and to apply for EAFC contact your local Department of Social Services.
Source: Maryland Department of Human Resources
Maryland Department of Aging: Maryland Access Point
Maryland Access Point (MAP) is a statewide resource for information and assistance about long-term services and supports, particularly for older adults and individuals with disabilities, regardless of income. Information and resources are available to address a variety of needs, health, transportation, income and financial aid, senior citizen centers and clubs, daily meals, pharmacy assistance, housing, volunteer opportunities, and more.
There are 20 local MAP Information and Assistance offices throughout the state. Trained staff can provide assistance in determining needs for services and make referrals to appropriate agencies, including case management and coordination for persons requiring ongoing services.
For local office locations visit the Maryland Access Point website.
To speak with Maryland Access Point staff contact the local site office nearest you or call the Maryland Department of Aging at 410-767-1100
Visit the Department of Aging for additional supports and information.
Department of Human Resources- Office Of Home Energy Programs
The Maryland Energy Assistance Program (MEAP) provides assistance with home heating bills. Limited assistance is available to replace broken or inefficient furnaces.
The Electric Universal Service Program (EUSP) assists eligible low-income electric customers with their electric bills. Assistance is available whether you are an active customer or you are currently without service. Eligible electric customers may receive help in three ways:
- Help to pay current electric bills
- Help to pay past due electric bills
- Help with energy efficiency measures to reduce future electric bills
The Utility Service Protection Program (USPP) protects low-income families from utility cut-offs and allows MEAP eligible households to enter into a year-round even monthly payment program with their utility company.
To apply for any of these programs contact the local home energy office in your area.
To speak with someone regarding these programs call 1-800-352-1446 (For the hearing impaired 1-800-925-4434)
Source: Maryland Department of Human Resources